Over the past decade, Dave has emerged as one of the best and highest\-producing loan originators in Johnston County, North Carolina (Raleigh/MSA). His reputation is built on kindness, responsiveness, clear communication, and having the heart of a teacher towards his clients and business partners. No success happens in a vacuum, and Dave attributes his success to God, his supportive family, loyal referral partners, fabulous co\-workers, and good old\-fashioned work! When not busy helping clients, Dave enjoys playing the keyboard and leading worship at his church, hiking and walking, and time with his wife and three (pretty much) grown kids.

Branch Manager/VP of Mortgage Lending

Dave Mincy is your Clayton local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Dave is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dave at (919) 701-6096 for more information!

Dave Mincy at Guaranteed Rate (NMLS #1055109)

I grew up in Texas and after college my wife and our son moved to North Carolina to be closer to her family. We have two boys and a Golden Doodle. I also serve as the Pastor of music at our local church. I enjoy many hobbies and am passionate about the arts.  
I started my finance career in accounting while I was in college. After moving to North Carolina and working for a few different companies I decided that I wanted a career that would allow me to be outside of the office a little more. I have been working ever since to help people make the home buying process easier.  
I remember that as a first\-time home buyer, I felt overwhelmed by the home\-buying process even though I had done my research. When I went to buy my next home, I was more informed, but I struggled to find a company that offered great service and great pricing. With Guaranteed Rate, I can offer to my clients what I was struggling to find. As your trusted loan officer my goal is to use what I learned from buying homes and helping others to make sure the process leaves you feeling supported and informed. Whether you are ready to buy a home today or are not sure if you can even afford the house you want, I will work to lead you in the right direction.

VP of Mortgage Lending

Joseph Villegas is your Clayton local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Joseph is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joseph at (919) 701-6097 for more information!

Joseph Villegas at Guaranteed Rate (NMLS #2401468)

Clayton

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2 Loan Officers in Clayton, NC