I have been a mortgage loan officer for over 18 years. I love helping people on their journey to purchasing their dream home. I work with everyone, whether you are a first time home buyer, return home buyer, purchasing a 2nd home or vacation home, or an investor, etc., or needing to refinance their current mortgage. I love to help educate first time homebuyers on the process of buying their first home and what is needed for their application and how credit affects their purchase, what is needed for employment history, assets needed to purchase and what is acceptable assets and how to document their funds to close. I work with many products: Conventional, FHA, VA, USDA, etc.