I have over 29 years of Mortgage Banking experience in originating in the business of residential mortgage lending. As a professional in the industry, I have built a reputation of outstanding service to my clients. Now more than ever, borrowers and real estate agents require a Loan Officer with in-depth knowledge of the constantly changing underwriting guidelines, borrower beneficial regulatory changes, an understanding of every aspect of the Mortgage loan process, and the ability to tie them all together to help the customer. You can always count on me to look out for your best interests and to keep you informed throughout every step of the lending process. It is my goal to help you through the constant changes in the mortgage marketplace so you can quickly and efficiently find the best loan product that meets your needs and to close timely on your purchase or refinance.  I am dedicated to responsible lending practices with an unyielding commitment to customer satisfaction and delivering quality product and service to my customers and partners. My professional and personal goals are driven by the core values of integrity, passion, commitment and loyalty. My greatest asset is the honorable way in which I choose to conduct business, always operating at the highest levels of integrity and ethical standards always looking out for the customers best interest. This combination of industry experience, educational backgrounds, work ethic and soundness of character has helped me distinguish myself among my peers and experience long-term success with loyal clients and business referral sources.  Richard earned his undergraduate degree from George Washington University with a BA in Finance. Originally from New York, Richard has made Virginia his home for over 35 years, currently residing in Oakton, VA.

SVP of Mortgage Lending

Richard Hugel is your Reston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Richard is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Richard at (703) 929-5803 for more information!

Richard Hugel at Guaranteed Rate (NMLS #485109)

Nathan is known around the office and by his clients for his attention to detail and in-depth knowledge of the rules and regulations in the mortgage industry. His love of research and background in compliance make him an invaluable asset for clients hoping to qualify for a loan.  Nathan understands how important it is to identify any issues that could hold up the loan process upfront, before going under contract. Each loan program has its own unique rules that can be updated at any time, and Nathan makes sure he is always up-to-date on any changes. This approach saves his clients time and money while ensuring a smooth loan process.   Nathan understands the impact he has when helping people with the biggest purchase of their lives. He engages homebuyers personally, answering questions and providing objective advice so they can make confident, well informed decisions. Nathan has always been naturally competitive, whether it be academically or when playing sports. He brings the same mentality to work – constantly striving to make sure his clients are in the best position possible to win a contract on their dream home.  Nathan lives in Northern Virginia, and when time allows, he enjoys playing music, tennis, and spending time with his dog Ellie. He also makes time to partner with local non-profit agencies to provide free homebuyer education classes in the Northern Virginia area.

AVP of Mortgage Lending

Nathan Caruso is your Reston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Nathan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nathan at (703) 884-1151 for more information!

Nathan Caruso at Guaranteed Rate (NMLS #1517852)

Bruce has spent the last 16 years as a loan officer helping clients across Washington D.C., Maryland, and Northern Virginia achieve their homeownership dreams. As a native of D.C. who grew up in the Northern Virginia region, he has a firsthand understanding of the competitive nature of the real estate market in the DMV.   Bruce is focused on helping his clients find their dream home in this very competitive market. This means being highly responsive, extremely efficient, and doing everything he can to keep the mortgage process moving quickly. Bruce works closely with each client to help them get the very best mortgage for their specific needs, including a fantastic rate. His top priority is to deliver a great homebuying experience.   Buying a home is big deal! Bruce knows this. He truly cares about his clients and works hard for them during the entire process, from start to finish.  Bruce joined Guaranteed Rate to give his clients access to their industry-leading technology. They deliver an amazing customer experience focused on providing clients with the information to make smart financing decisions. The company is focused on creating the best client experience in the industry and empowers their loan officers to achieve that goal.  As one of the country's largest lenders, they have access to more loan programs for clients with unique needs and the ability to deliver financing solutions at very competitive rates. When he isn’t working, Bruce loves to spend time with his family. Bruce is married with two kids and three, yes three, dogs! He enjoys spending time at his kids sporting events and doing water sports with friends and family at Lake Ana. Bruce is also passionate about fitness.

Bruce Rosenberger is your Reston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Bruce is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bruce at (703) 382-1934 for more information!

Bruce Rosenberger at Guaranteed Rate (NMLS #659495)

I was born and raised in Belarus (former Soviet Union Republic, now an independent country). I graduated from the Minsk University of Foreign Languages with a teaching degree in German and English. My husband and I moved to the United States in 1993 and have lived in Overland Park, KS since.  I chose to pursue a career in the mortgage industry, as I've always been fascinated by numbers and with my background in education I knew I could become a trusted advisor in the field. In my spare time, I love to travel and spend time with my friends and family. Fitness, health and wellness are my passion.

VP of Mortgage Lending

Svetlana Dybal is your Reston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Svetlana is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Svetlana at (571) 341-5145 for more information!

Svetlana Dybal at Guaranteed Rate (NMLS #314527)

As a residential loan officer since 2003, I have helped thousands of clients purchase or refinance their home. In today’s lending environment, it is important to work with a true professional. I understand the local marketplace and have the knowledge and experience to research your options and provide the optimal solutions for your specific financing needs. Please call me if I can be of service. I look forward to assisting you.

Sales Manager/SVP of Mortgage Lending

Jeff Richards is your Reston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jeff is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jeff at (703) 307-3461 for more information!

Jeff Richards at Guaranteed Rate (NMLS #483537)

Twenty years ago, Marc Aymard never imagined working behind a desk. He was at his dream job - the youngest pilot flying 737’s for a major US airline. By the end of 2003, Marc received what he thought was bad news – a job furlough due to a worldwide contraction in the airline industry. With his first daughter months from arriving he turned to a new industry – mortgage banking.  At first it was just a job, a temporary bridge back to flying. As he learned the industry, he realized there was a great opportunity to make a meaningful difference in the lives of his clients during an important and often stressful milestone – purchasing their home. Coming from an industry that demanded perfection, Marc was quickly able to separate himself from his competitors. Marc’s clients appreciated his attention to detail and proactive approach that made the mortgage financing process easier than previously experienced.  What was once a temporary job became a successful career fueled by referrals from real estate professionals and past clients who valued his advice and counsel.  Marc has earned top awards from PNC Bank, Bank of America and First Home Mortgage during his career. In 2013, Mortgage Executive Magazine listed him in the top 1% of loan officers nationwide and he has received the same accolades every year since.  He engages homebuyers personally, answering questions and providing objective advice so they can make confident, well informed decisions. Marc still loves aviation and lives in Northern Virginia with his wife and three daughters.

Branch Manager/SVP of Mortgage Lending

Marc Aymard is your Reston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Marc is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Marc at (703) 382-1864 for more information!

Marc Aymard at Guaranteed Rate (NMLS #483530)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Diane Marletto is your Reston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Diane is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Diane at (703) 647-5988 for more information!

Diane Marletto at Guaranteed Rate (NMLS #1119449)

Simi VanScoy is your Reston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Simi is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Simi at (540) 222-7432 for more information!

Simi VanScoy at Guaranteed Rate (NMLS #2452341)

Reston

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8 Loan Officers in Reston, VA