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RENOVATION
LENDING

Make any house into a dream home

Open new doors with renovation loans

Renovating a fixer-upper can be the best strategy for finding the perfect home when there aren’t many options on the market.

  • Homebuyers can fix a flawed property in the perfect neighborhood
  • Existing homeowners can enhance the value of their home-without draining their savings

Why choose a renovation loan?

  • Low down payment options, low fixed rate and a one-time close
  • Up to 6 mo. of payments can be financed into the loan
  • Covers complete renovations such as kitchens, bathrooms, additions and garages
  • Consultants available to oversee the renovation process to protect the homeowner

Requirements to qualify for a renovation loan include:

  • Min. 620 credit score
  • All rehab work must be completed by a licensed and insured contractor
  • Property can be a primary residence, single family dwelling, townhome, 1-4 unit multi-family dwelling, second home or single-unit investment property homeowner
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

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96% Customer Satisfaction Data Source: Guaranteed Rate’s Client Satisfaction Surveys 2019

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The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guarantee prior to an interest rate lock.