LEAD Mission Statement:

LEAD is our Employee Resource Group (ERG) committed to transforming the mortgage industry by developing future leaders, promoting equitable leadership, and elevating the perspective and experiences that fuel innovation, strengthen our organization, and drive business success.

LEAD Employee Resource Group logo

Our Goals:

Celebrate Cultural Heritage

We spotlight and celebrate the rich diversity of our team through events and stories that highlight the contributions of various cultures.

Leadership Development

Our skill-building sessions focus on empowering members with the tools needed for career growth, mentorship, and leadership opportunities.

Community Conversations

We host open forums to explore important topics in diversity, equity, and inclusion, fostering understanding and meaningful dialogue across our organization.

Volunteer and Social Events

We create opportunities for members to connect and give back to our communities by partnering with local organizations for social and volunteer activities.

Industry Partnerships:

LEAD partners with leading national real estate trade associations that advance sustainable homeownership and professional growth in Hispanic, Black and Asian American, Native Hawaiian and Pacific Islander (AANHPI) communities.

NAHREP logo

The National Association of Hispanic Real Estate Professionals® (NAHREP®), a nonprofit 501(c)6 trade association, is dedicated to advancing sustainable homeownership for the Hispanic community in America. NAHREP has a network of over 40,000 real estate professionals and 100 local chapters nationwide, hosting several national events per year and publishing multiple industry cornerstone reports annually and multimedia content.

NAREB Realtist logo

The National Association of Real Estate Brokers (NAREB), founded in 1947, is America’s oldest minority professional trade association, dedicated to promoting democracy in housing. With local chapters nationwide, NAREB fosters the exchange of ideas among minority real estate professionals, focusing on education, certifications, and community leadership. The organization’s mission is rooted in advocating for equal housing opportunities and providing training that enhances the professional capabilities of its members.

AREAA Realtist logo

The Asian Real Estate Association of America (AREAA), founded in 2003, is a national trade organization dedicated to advancing homeownership opportunities within the Asian American, Native Hawaiian, and Pacific Islander (AANHPI) communities. With chapters across the United States and Canada. AREAA connects real estate professionals through education, advocacy, and leadership development. Its mission focuses on expanding access to housing, strengthening industry representation, and equipping members with the insights and tools needed to better serve diverse communities.

Arlyn Kalinski presenting LEAD results on stage while two panelists wait beside a Guaranteed Rate banner.Rate team members welcoming visitors at the Guaranteed Rate Celebrates Black Excellence booth.Attendees visiting the Contigo 100% booth at a busy industry expo.Speaker presenting a Spanish-language homebuying talk on stage.Event venue with white lounge seating, chandeliers and an illuminated NAREB sign.Large group of LEAD members posing together in a lounge.

Leadership

Joy Sinegar-Munoz headshot

Joy Sinegar-Muñoz

Producing Branch Manager/VP of Mortgage Lending,

Chair of LEAD

Arlyn Kalinski headshot

Arlyn Kalinski

Executive Director of Emerging Markets,

Executive Sponsor of LEAD

Stay in Touch!

Rate, Inc. is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason prohibited by law.