Buy a home with 3% down and we’ll kick in another 2%
Rate’s Give 2 You program helps you get the most out of your money.
Get a head start on homeownership with a program that breaks it down into two simple steps: If you can buy a home with 3% down, Rate will throw in a grant for up to 2% of the purchase price.
Put this money to work for you in one of three ways:
- Apply to your closing costs—more money in your pocket.
- Increase your down payment for more purchase power.
- Get closer to eliminating your private mortgage insurance—reach 20% quicker.
Do you qualify?
- Conventional loans up to $453,100 are eligible.
- Minimum 680 FICO score and maximum 45% debt-to-income required.
- Homeownership counseling is required if all borrower(s) are first-time homebuyers.
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The company name, Rate, should not suggest to a consumer that Rate provides an interest rate guarantee prior to an interest rate lock.