Mortgage Articles & Resources

Let our mortgage articles help you understand both our services and home loans in general. Rate is dedicated to placing you and your needs at the center of everything we do, and that includes sharing our wisdom and expertise. Explore our collection of mortgage articles and let us know how we can help you navigate your home-buying journey.

Buying a Home

Top cities for buying and selling homes in 2025

By Phil Metzger on 4/24/2025

Where are some of the best cities in 2025 for buyers and sellers? Learn more about places you might consider for stretching your homebuying dollar.

Mortgage Process & Options

What is Down Payment Assistance?

By Craig Wales on 4/24/2025

Buying a home can be expensive, but you don't have to do it alone. Down payment assistance options make it easy to afford your new home.

How Long Does It Take to Close On a House?

By Phil Metzger on 4/9/2025

What are the different types of homes?

By Matthew Dewoskin on 3/28/2025

View all Buying a Home articles

How to Refinance a Mortgage If You Have Bad Credit

By Phil Metzger on 4/22/2025

What Is a Conventional Mortgage?

By Marty Arneberg on 4/15/2025

View all Mortgage Process & Options articles

Owning a Home

HECM & Reverse Mortgage: Myths & Facts

By Matthew Dewoskin on 7/5/2023

Do you have questions about reverse mortgages or HECM? Get the facts on common myths and misconceptions & learn more about tapping into your home’s equity.