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Ann Arbor's Leading Mortgage Provider

At Rate we've got you covered in Ann Arbor. Meet Rick Richter:

“I have been in the lending environment since I graduated college, and have over 13 years’ experience writing loans. My first year as a licensed loan officer I was honored to be named the National Rookie of the Year in 2004 by Mortgage Originator Magazine, and since then have been named the #2 Loan officer in the state of Michigan 7 out of the last 13 years. I have consistently been ranked a top 1% loan officer nationally, and I am a President's Club member of Rate. I strive to make my clients feel like more than just a client, and have always taken a personal interest in making sure my clients have the best possible experience. I was born and raised in Ann Arbor and am very proud to continue to call Ann Arbor my home. This is a community I am committed to, from sponsoring multiple youth sports teams to coaching my sons flag football and soccer teams. I have 3 children aged 10, 7 and 5 and two Labradoodles. My wife and I enjoy spending weekends on the lake fishing with the kids, swimming, and countless hours spent watching them play soccer!”

Join more than 500,000 satisfied customers at Rate and take advantage of:*

  • Free pre-approval in minutes!
  • Low, low rates
  • Local and friendly expert guidance
  • A wide selection of loan types to fit your needs: FHA, conventional, VA and more**
  • An easy-to-understand mortgage process

What else do you need to know? If you’re ready to stop renting and get into a home or simply ready to refinance, we have a program that might be right for you. Contact us to learn more.Call Rick now at (734) 368-9252 or email him at [email protected] 

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97% Rate’s Client Satisfaction Surveys (Averaged 2023)

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3940 N. Ravenswood Chicago, IL 60613 - (866) 934-7283
The company name, Rate, should not suggest to a consumer that Rate provides an interest rate guarantee prior to an interest rate lock.