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Buy a home with 3% down and we’ll kick in another 2%

Guaranteed Rate’s Give 2 You program helps you get the most out of your money.

Marcel Deitrich
Branch Manager/SVP of Mortgage Lending Contact Marcel
NMLS: 231135

Get a head start on homeownership with a program that breaks it down into two simple steps: If you can buy a home with 3% down, Guaranteed Rate will throw in a grant for up to 2% of the purchase price.

Put this money to work for you in one of three ways:

  • Apply to your closing costs—more money in your pocket.
  • Increase your down payment for more purchase power.
  • Get closer to eliminating your private mortgage insurance—reach 20% quicker.

Do you qualify?

  • Conventional loans up to $453,100 are eligible.
  • Minimum 680 FICO score and maximum 45% debt-to-income required.
  • Homeownership counseling is required if all borrower(s) are first-time homebuyers.

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The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guarantee prior to an interest rate lock.