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Home loans through USDA with no money down

Our low, low rate USDA loans make it easier to buy or refi a home

Take advantage of these perks unique to USDA loans:

  • Backed by the US government
  • 0% down payment options
  • Low interest rates
  • Forgiving credit requirement / Flexible credit standards
  • Minimal insurance costs
  • Available for purchase and refi
  • Home improvement costs can be rolled in

Rate can help determine if the property you are interested in is USDA eligible.

Get more information about our USDA loan program »

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The company name, Rate, should not suggest to a consumer that Rate provides an interest rate guarantee prior to an interest rate lock.