Improve your home. Improve your life.

Meet your Renovation Expert & Specialist, Patrice Watkins:

I’ve been in the mortgage industry over 18 years with a focused specialty to Renovation loan financing for more than a decade.

My strong customer service skills, along with organizational, problem-solving abilities and self-motivation have given me an earned reputation for dependability, integrity, efficiency and professionalism. Every renovation loan is carefully coordinated as a project with a timeline, a budget to include rehab cost & delivery date for closing. I thoroughly understand the mathematics of reno loan types in identifying and rectifying potential problems that can arise, answering all questions however complex and keeping you & your Realtor updated at each phase of the process!

Patrice is renovation certified & state licensed: Alabama, California, Florida, Georgia, North Carolina, South Carolina, Tennessee & Texas! FHA 203K | Fannie HomeStyle® | Jumbo Renovation | VA Renovation

More reno resources & can APPLY by visiting my corporate webpage!

I’ve helped many happy customers secure financing to remodel and renovate their homes, creating higher property value, more peace of mind and a better quality of life.

Check out these incredible renovation loan products, available now to qualified borrowers:

FHA 203k

• Single family home or 2 – 4 unit owner-occupied residence
• 3 – 4 unit properties must pass a self-sufficiency test
• 3.5% down payment options
• Minimum 620 FICO score (exceptions may be available)

HomeStyle® Renovation

• Single family home, 2 – 4 unit principal residence, or 1 unit second/investment home
• No self-sufficiency test required
• 2 unit properties require a minimum 15% down payment
• 3% down options available for single family homes, condos or townhouses
• Minimum 620 FICO score

With my industry expertise and the speed of the World’s First Digital Mortgage, getting the perfect renovation loan is easier and faster than ever! Call me today to learn about all the renovation loans available to you!