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We’re committed to helping you build the home of your dreams

Rate specializes in helping homebuyers purchase new construction homes. Lock in a low rate for up to 12 months while your home is being built!

Sam Ray Sharp
EVP, National Sales Contact Sam
NMLS: 224518

Keep rates low for longer

Our Lock ‘n’ Build program protects you from rising rates—you can lock in a low rate for up to a year while your dream home is under construction.

Real underwriting approvals online1

Our Digital Mortgage technology is integrated with an automated underwriting engine to help ensure that you are qualified.

24/7 status updates

Real-time loan status notifications are triggered at every step and emailed directly to you.

Great service, low rates, no surprises

With competitive rates and fees—plus a 95% companywide customer service rating2—we provide the best mortgage experience on the planet.

Closing cost credit of $500

Work with Sam on your build and receive a $500 closing cost credit3

Low down payment options available

Every loan is customized to fit your personal needs and unique situation.

Equal Housing Lender Badge

97% Rate’s Client Satisfaction Surveys (Averaged 2023)

Copyright © 2000-2020 Rate. All rights reserved
NMLS License #2611
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Chicago, IL 60613 - (866) 934-7283
The company name, Rate, should not suggest to a consumer that Rate provides an interest rate guarantee prior to an interest rate lock.