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Mortgage Rate Guide

What Mortgage is right for you?

Read the Mortgage Rate Guide to learn how to shop for mortgages.

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Mortgage Rates at Rate.com

The slightest difference in mortgage rates can mean a difference of thousands of dollars to a homeowner. Rates are currently low, but even with low average interest rates, thousands of consumers settle for less-than-perfect mortgages and pay hundreds of extra dollars per year.


Before you decide to get a new mortgage or to refinance your home, you need to know which companies are offering the best rates and terms. At Rate.com, we can help you to find great loans and outstanding mortgage interest rates with our quick, easy comparison tool.


Looking For A Mortgage


If you're looking for home loans for a new property, a great rate will leave you more money for moving and living expenses. You'll be able to rest easy with a fixed rate mortgage and you'll be able to quickly build up equity in your new property.


We can help you find home loans that meet your goals, regardless of your credit rating or the location of your new home. Whether you're looking for a condo, a house or an apartment, we use up-to-date mortgage algorithms from major banks and loan institutions to deliver accurate estimates in minutes.


When Refinancing Is An Option


Looking to refinance? There's no better time. Refinancing can save you thousands of dollars and many loan institutions are offering lower rates on mortgage refinancing than ever to try to win new business and to stay profitable. Take advantage of the market by looking for rates.


Refinancing is a simple process, and in many cases, closing costs and other fees will be covered by the lender. Whether you want to borrow against your home's value to pay off bills at a lower-than-average rate or you simply want to pay less interest over the life of your loan, we can help you get started.


Meet Your Goals With The Rates You Need


Regardless of the type of home that you're buying or that you already own, low mortgage interest rates help you stay in control. You can get the money that you need or make your home much more affordable with the right interest rates. Rate.com is the ultimate source for information on homeloans, mortgage refinancing and much more.


Enter your information to get started and to see the low-interest loans that can help you to accomplish your financial goals.