About Pianin Team
With a combined 20 plus years of combined mortgage lending experience, the Pianin Team has helped thousands of families fulfill their homeownership dreams. Throughout this time, they have committed themselves to ensuring that their clients and referral partners receive an unparalleled lending experience. Todd Pianin (NMLS #304014) is regarded as one of the best lending professionals in Southern California. He used to be the co-host on KOGO News Radio's newest program - Real Estate Exposed, and a mentor and coach to up-and-coming mortgage loan officers. His incredible depth of knowledge and expertise in residential loans (including jumbo lending) has led him to be featured in the Union Tribune, Fox News and various local publications. Mortgage Originators Magazine ranked Todd among the Top 200 Originators in the Country. There is nothing more important to the Pianin team then ensuring their clients' best interests. Our motto is "always do the right thing". Their commitment to you, the client, is meeting and exceeding your expectations to help accomplish your financial and lifestyle goals – and being your lender for life. Tycia Lindsey - Associate VP O: (617) 286-891077 Sleeper St. Office 02-133 & 02-119, Boston, MA 02210 NMLS ID: 1119963; CA - CA-DBO1119963 Katie Lievanos – Licensed Sales Assistant O: (619) 535-3172 617 Saxony Place Suite 101 Encinitas, CA 92024 NMLS ID: 1400405 Jennifer Gouslin **-** VP of Mortgage Lending O: (619) 219-2280 617 Saxony Place Suite 101 Encinitas, CA 92024 NMLS ID: 232169; CA - CA-DBO232169
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 617 Saxony Place, Suite 101 Encinitas CA, 92024
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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