HomeSeeker program

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By Rate on 3/18/2019

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Buying your perfect home in New Jersey just got easier

The HomeSeeker program offers $10K to qualified NJ homebuyers.

First-time homebuyers in the Garden State may be eligible to receive $10,000 from the HomeSeeker down payment assistance program (DPA).

To be eligible, you must:

Be a first-time homebuyer
Take a homebuyer education course

And the property must:

Be primary residence only
Be an existing residential dwelling-- no new construction
Be a single-family home, owner-occupied multi-unit home, condominium, townhome, manufactured or mobile home (affixed to real property)

A lower interest rate may also be available if you choose to provide the entire down payment from your own acceptable source of funds or choose to elect a lower amount of down payment assistance. Minimum credit score and debt-to-income (DTI) requirements, annual income limits and purchase price limits apply. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Rate for current rates.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Rate, Inc. Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Rate does not provide tax advice. Please contact your tax adviser for any tax related questions.

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Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.

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Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.

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