About Chris Woods
Chris Woods, Vice President at Rate in Chicago, brings two decades of experience in the mortgage industry to his clients. Beginning his career at Horizon Financial Center, Chris moved to Rate in 2006, where he ranks in the top 1% of mortgage loan officers nationwide. Chris can help buyers across all 50 states, but his personal licenses include multiple states, including Florida, Georgia, Illinois, Indiana, Michigan, Texas, and Wisconsin. Known for his professionalism and deep industry knowledge, Chris leads a dedicated team that includes Kathy Zajkowski, Stephanie Caliendo, and Jennifer Zofkie. Chris remains actively engaged in both community and industry affairs. He is a member of the Friends of Blaine Elementary School Board, the Lakeview Roscoe Chamber of Commerce, and the Asian Realtors Association. Additionally, he devotes his time to coaching local soccer and baseball teams through AYSO and Welles Park Baseball. Chris is an annual sponsor of Welles Park Baseball, Council on Recovery, Texas State Baseball golf outing, Chicago Police golf outing, Audubon Elementary and Blaine Elementary. A graduate of Texas State University with a degree in Journalism, Chris resides in Chicago's Lakeview neighborhood with his wife, Amy, and their son.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 3940 North Ravenswood, Chicago IL, 60613
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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