About Dean Rizzi
**Dean Rizzi** is a top 1% Loan Officer and has closed over $2 Billion in funded loans in the course of his tenured career. He and his team deliver a high-touch, high-consultancy philosophy to service, with the goal of being your lender for life. Dean and his team are committed to honest service, low interest rates, and a stress-free mortgage experience. Equipped with over 25 years of mortgage lending experience, Dean works closely with real estate agents throughout San Francisco/North Peninsula and the Tahoe/Truckee areas to ensure an efficient process for every client. Dean's business philosophy is simple and straightforward: "I strive to keep my clients for life," he says. When you work with Dean and his team, you can expect plenty of communication, a timely closure and no surprises. Every day, Dean thoroughly researches and analyzes loan programs offered by lenders across the country to stay well-informed, answer questions and find the best possible interest rates for his clients. From homebuying to refinancing, Dean takes special care to pick the right loan product for his clients' needs. In his spare time, Dean enjoys the mountains, golf, fishing, mountain biking, and playing guitar. Dean is an avid dog lover and supporter of the Society for the Prevention of Cruelty to Animals (SPCA). **About Dean's Team:** **Chance Haynie** (*Associate VP of Mortgage Lending*) has been with Dean Rizzi for over 13 years and is one of the lead drivers of our team's success. He excels at knowing guidelines inside and out to make sure the product selected is the perfect fit for our borrowers. He is there to answer questions for our borrowers and agent partners, keeping them up to date on everything from needed documents to where the loan is in process. Chance is dedicated to making sure loans close accurately and efficiently. *Applicant subject to credit and underwriting approval. Restrictions apply.*
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 41 Freelon Street, San Francisco CA, 94107
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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