About Shane Cook
I have lived in the Outer Banks most of my life. After graduating from Manteo High School, I attended the University of North Carolina at Wilmington and earned my B.S. and B.A. I then traveled the world for several years looking for the place where I wanted to raise a family. Out of all the places I traveled, I found the Outer Banks to be the most beautiful. I now live in Kill Devil Hills with my wife, and two children. I have been immersed in the real estate and the finance industry from an early age. My father built and sold houses and condominiums, and my mother was a successful mortgage banker. I excelled as a Loan Officer early on, and graduated top of my class in 2002 for loan origination. Since then I have consistently been a top performer for my company in regards to closed loans, as well as customer satisfaction. I pride myself in a very honest and stress free mortgage process.
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Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 2407 N. Croatan Hwy, Suite A Kill Devil Hills NC, 27948
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**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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