About Ania Kozera
Mówię po polsku! Ania Kozera is SVP of Mortgage Lending and Branch Manager for Rate located in Schaumburg, IL. Since 2002, Ania has been perfecting her skillset in the mortgage industry. Year after year Ania has earned The Five Star Professional award for customer service voted on by past clients, and she is a top ranked Scotsman Guide Mortgage Producer for volume. Ania's passion to serve her clients with unparalleled service has brought her to partner with Rate, a top national retail lender with the tools and values that focuses on the client's dream of home ownership. When you work with Ania here is the service you can expect to receive: ● You as the client will always be put first! ● Low, low rates ● Streamlined process ● Your mortgage, your way, anytime, anywhere! In 1999 Ania came to the U.S.A. from Poland to chase the American dream. She came to America with very little, but being raised in a military family gave her the discipline she needed to stay focused on her goals. In 2002 a friend introduced her to mortgage lending, and despite being a woman in a male dominated industry, she has proven year after year that with drive, discipline and passion she has achieved her American dream. Outside of work Ania's passion is her family and traveling. When she is not working Ania is exploring exotic destinations with her son and daughter. Her favorite destination will always be the mountains of southern Poland where her family and heart is. Ania also has a desire to be an inspiration to other women young and old by sharing her success story in the hopes they also will dream big and succeed.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 1500 McConnor Pkwy, Suite 700 Office #1 Schaumburg IL, 60173
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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