About Bashar Hamad
Integrity. Transparency. Dedication. Results. These are not just values — they are the standard I bring to every transaction. With over 25 years in the mortgage industry, I have successfully closed thousands of loans for both my clients and fellow mortgage professionals. My experience spans multiple roles within mortgage banking, giving me a comprehensive understanding of the entire lending process — from mortgage rates, underwriting, loan structuring, and complex income analysis. I have guided first-time buyers, seasoned investors, business owners, and high-income professionals through every type of market cycle. That depth of experience allows me to anticipate challenges before they arise, structure loans strategically, and deliver smooth, on-time closings — even in the most complex scenarios. My approach is proactive, transparent, and solution driven. If a transaction can be accomplished, I will find the path forward. And in the rare event it cannot, I will tell you upfront — protecting your time, energy, and momentum. Buying or refinancing a home is one of the most significant financial decisions you will ever make. I treat that responsibility with precision and care. My goal is not just to close loans — it is to build long-term relationships rooted in trust, performance, and results. If you are looking for clarity, expertise, and a mortgage professional who is fully committed to executing at a high level, I am always available and ready to help.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 1750 North University Drive, Suite 205 Coral Springs FL, 33071
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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