About Bob Federici
I began my career in Banking and Finance and spent over 22 years in International Banking. The past 20 years I have utilized my strong financial background and worked diligently in the Mortgage Industry. I believe that my education and specialization in finance are a perfect fit to work in this industry and provide first class service to my clients. I fully understand the challenges that our young borrowers face while trying to achieve the American Dream. I have a passion to satisfy the needs of our clientele and will take as much time as needed while guiding them through every step of the Mortgage process. I pride myself on the level of dedication and integrity that I deliver to our customers and referral partners. In addition, I remain in constant contact with all of our specific referral partners, as we are all working together for the benefit of the client. I am driven by the strong relationships that have helped me build my business. My business continues to grow with the reputable partner referral base and a steady flow of "word of mouth "referrals. My philosophy is based on establishing a relationship with our colleagues and partners, and not just closing deals. As a resident of Dix Hills for over 30 years, I have a great understanding of how important strong school districts, town services and a variety of community services mean to our homeowners. I have raised 3 children in this neighborhood and have been extremely satisfied with the education agenda as well as the special extracurricular activities. I am aware of the importance of strong schools and stimulating social activities that our new young homeowners are attempting to find. Even though I am available 24/7 to my clients, I very much enjoy spending time with Family, especially my 2 Grandchildren. I am a big sports fan and try to hit the links as time permits.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 750 Lexington Ave, Suite 2010 New York NY, 10022
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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