About Caleb Buczek
Caleb Buczek joined Rate in 2022 as a branch manager. Prior to that, he had a successful tenure at local mortgage company. He recognized that Rate's agility and ability to impact the industry in a greater capacity was necessary and joined them based on their outstanding reputation. Caleb's known for his professionalism and ability to close the toughest loans which helped him earn "D Magazine" best mortgage professional in 2018,2019, 2020, 2021, 2022, 2023 & 2024. In addition, he has over 100 5-star reviews from "[Zillow.com](http://zillow.com/)" & has been voted as top mortgage professional by "360 West" in 2023 & 2024. The financial aspects of home buying can be stressful and overwhelming, but they don't have to be with a trained and caring professional like him in your corner. He is an athlete at heart from his former college sports days, and a family man to the greatest degree. Family is first above all else and he wants nothing but to serve yours in the greatest capacity and helping people reach the joy of home ownership.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
Download our app
Now available on
Located at 640 N Carroll Avenue, Suite 100 - Office 3 Southlake TX, 76092
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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