About Chad Drachenberg
Chad has been in the industry for 26 years specializing in Conventional & Jumbo Lending. He is currently among the top 1% of mortgage originators in America according to Mortgage Executive Magazine, a recipient of the prestigious award of Chairman's Club, funding $107 million in closed loans in 2020. Chad was also awarded President's Club member consecutively over the past seven years. His business has increased significantly due to his strong work ethic, honesty, integrity, and attention to detail. He is committed to improving the loan approval to closing process while still providing a personal experience for each of his clients. Chad's clients can expect to develop a personal relationship with him and quick, accurate answers to any specific questions or concerns they may have throughout the loan process. 100% of Chad's business is referral based because his past clients and referral partners have full confidence that he will get deals done. Chad is also an active member of his community. He is a Board Member of Lifeline Colorado and an active volunteer and supporter of Catholic Charities. Chad was born and raised in Minnesota and has two daughters with his wife Laurel.
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Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 1221 S Clarkson St, Suite 301 Denver CO, 80210
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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