About Chuck MacAnanny
*Chuck grew up in Olney, Maryland and graduated from the Robert H. Smith School of Business at the University of Maryland in College Park. In 2016 he relocated to the Charleston area after living in the Washington, DC Metro Area for 30+ years to open a new mortgage branch. Prior to joining Rate in 2025, Chuck worked as Sales Manager and Mortgage Loan Officer for a combined 11+ years in Rockville, Maryland and in Mt Pleasant, South Carolina. After 8 consecutive years as a President's Club member and 2 years as a Chairman's Club member at his last company Chuck took a new opportunity to better serve his clients as a Senior VP of Mortgage Lending at Rate to start 2025.* *His experience and success in the mortgage industry has led to the development of strong partnerships with the best local real estate agents, title companies, attorneys, financial planners, and insurance agents to provide his clients the tools to successfully navigate the home buying process in both the DMV and Charleston area. Chuck has experience with Jumbo loans, VA loans for military veterans, and down payment assistance programs for first time homebuyers. Other areas of expertise include medical profressional loan programs, Rate Portfolio products to accommodate investors looking to purchase investment property including DSCR products, vacation homes, and alternative document programs for complex self-employed borrowers. Chuck has been recognized multiple times as a top 1% loan originator in the country.*
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Calculators, tools, guides, and advice
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Located at 11 E. Wall Street, Suite 259 Mount Pleasant SC, 29464
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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