About Cory Graciano
My approach to mortgage lending is rooted in leadership, service, and clear communication. I'm originally from San Diego and grew up in a household shaped by discipline and integrity. My father served 30 years in the United States Marine Corps. Those values, along with my experience as a football player and coach, have strongly influenced how I guide my clients today. Before entering the mortgage industry, I worked as a manager in the hospitality field, where I learned how to lead teams, stay calm under pressure, and deliver consistent, high-level service. When I transitioned into mortgages, I continued coaching football alongside my career reinforcing a belief that people perform best when they understand the game plan and feel supported. As a Mortgage Coach, my role is to simplify a complex process, explain options in plain language, and help clients make confident decisions aligned with their long-term financial goals. I don't believe in pressure or shortcuts I believe in preparation, transparency, and strategy. I specialize in Non-QM, VA, and Conventional loans, creating tailored solutions for self-employed borrowers, veterans, and homebuyers at every stage of life. From pre-approval through closing, my goal is to be a steady, trusted guide focused not just on closing loans, but on doing things the right way.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Monitor your loan status
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Calculators, tools, guides, and advice
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Located at 1300 S. Litchfield Road, Suite 100-C Goodyear AZ, 85338
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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