About David Black
Since 2003, David Black has been helping homebuyers in Gainesville, Virginia and the surrounding Northern VA areas achieve their dreams of homeownership as a top-producing mortgage originator. Perennially ranked among the top mortgage loan officers by lending industry publications, David prides himself on delivering a stress-free mortgage experience from initial consultation to closing. David's secret to success is his unwavering dedication to putting his clients first. His past customers rave about his exceptional attention to detail throughout every step of the lending process. By truly listening to understand each client's unique needs, David provides invaluable education on available mortgage options, empowering buyers to make confident decisions on their biggest financial investment. With a focus on clear communication and efficient processes, David's ultimate goal is ensuring a smooth mortgage closing while keeping all parties informed at every stage. This collaborative approach allows his team to work diligently from application to funding. A Mortgage Expert for All Loan Types David is an experienced mortgage professional skilled in a wide range of home loan products, including: - VA Loans for military members/veterans - FHA Loans with low down payments - USDA Rural Housing Loans - Conventional Loans - Jumbo Mortgage Loans Whether you're a first-time homebuyer or purchasing your next property, David provides top-notch service and tailored mortgage solutions. Education and Community Involvement David holds a Bachelor of Science in Management from Boston University and an MBA in Finance from George Mason University. He resides in Northern Virginia with his wife and two children. Giving back is extremely important to David. For over two decades, he has chaired an annual golf tournament raising over $6 million for St. Jude Children's Research Hospital. Experience the difference of working with an award-winning, customer-focused mortgage lender in Northern VA. Contact David Black today to discuss your homebuying goals!
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
Download our app
Now available on
Located at 14091 Daves Store Lane, Suite 101 Gainesville VA, 20155
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google Inc.