About Edith Guitron
Buying a house means more than finding a place to live. It's one of the biggest financial decisions you'll ever make, but you don't have to do it alone. As your loan advisor, I'm dedicated to your success. I joined the industry in 2000 after a poor home purchase experience and want to make your home financing feel like a win. I've since specialized in supporting homebuyers across Napa, Solano, Lake, and Sonoma counties through the loan process in English and Spanish – making me one of Mortgage Executive Magazine's Top 1% of Mortgage Originators in America.When it comes to finding the right home loan for you, I start by listening. I'm genuinely interested in your story and want to understand your financial goals. From there, I can build a personalized mortgage solution for your homebuying plans. I'm proud to offer a wide range of home loan options, including conventional, jumbo, FHA, VA, and GR Signature loan programs. Whether you're buying, investing, refinancing, or renovating, we'll make a home financing plan for you. My consideration doesn't end with finding a mortgage. From our first conversation to closing and beyond, I'll help you move through the process quickly and smoothly while keeping you informed every step of the way. Want to have peace of mind with your home loan? Let's talk today.A little about me: I'm a twin and a mom of three with a big supportive family. I love to travel whenever I can! *Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.*
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Monitor your loan status
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Calculators, tools, guides, and advice
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Located at 5 Financial Plaza, Suite 104 Napa CA, 94558
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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