About Greg Cummings
Greg Cummings has built his career around one simple principle: be the mortgage professional his clients and real estate partners can count on when it matters most. With decades of experience in the mortgage and financial industry, Greg brings a hands-on, strategic approach to every transaction. He proudly serves clients throughout the Columbia River Gorge and Lake Havasu City, Arizona — two communities he knows, understands, and genuinely cares about. His goal is to be more than just a loan officer; he strives to be the trusted mortgage resource people turn to for straightforward advice, creative financing solutions, and exceptional service. The Dalles has been home for most of Greg's life. Born in Southern California, he moved to The Dalles at a young age, and the community has played a major role in shaping both his personal and professional life. Greg and his wife, Katie, a The Dalles native, have been married for 26 years. They have three sons — Caden, Conner, and Cooper — and two wonderful daughters-in-law, Grace and Amanda. They are also proud grandparents to two grandchildren, with another grandbaby on the way. While the Columbia River Gorge will always be home, Lake Havasu City has become a second home for Greg and his family and an important part of his mortgage business. He spends significant time in Havasu and has developed a strong understanding of the unique needs of buyers purchasing primary residences, second homes, vacation properties, and investment properties in the area. Licensed in Oregon, Washington, Arizona, and California, Greg helps clients throughout the West and Southwest with a wide range of financing needs. Whether someone is purchasing their first home, moving into their next home, relocating, buying a vacation or investment property, refinancing, or exploring a more complex financing strategy, Greg's focus is on helping clients understand their options and build the right plan for their goals. What sets Greg apart is his accessibility, communication, and experience. Mortgage transactions don't always happen between 9 and 5, which is why he makes himself available by phone, text, and email when his clients and real estate partners need him. He believes strong communication, proactive problem-solving, and anticipating challenges before they become problems are critical to creating a smooth and successful transaction. Greg also believes the best mortgage relationships don't end at closing. His goal is to become a long-term resource for his clients, their families, and the real estate professionals he works alongside. When Greg isn't helping clients, he can usually be found spending time with his family — boating, camping, riding side-by-sides, enjoying the Columbia River Gorge, or soaking up the sunshine and lake life in Lake Havasu. Whether buying in the Columbia River Gorge, Lake Havasu City, or anywhere else Greg is licensed, clients can expect experience, responsiveness, honest advice, and a mortgage strategy built around their goals.
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Located at 12654 SE Stark St, Portland OR, 97233
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**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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