About Hashim Malik-Bey
TX - Licensed, MN - MN-MLO-1588562 **Hashim Malik-Bey** is a mortgage professional and financial strategist with more than 25 years of experience in banking, finance, and real estate development. For the last seven years, he has specialized in mortgage lending, helping first-time buyers, investors, and families turn the dream of ownership into reality. Hashim makes lending simple. He translates FHA, VA, conventional, and Sharia-compliant financing into clear, practical steps so borrowers can maximize their buying power. His focus is not just on closing loans but on teaching clients how to leverage credit, down-payment assistance, and financial tools to build lasting wealth. His mantra is clear and memorable: **"Own What Matters—Buy it, Build it, Invest in it. Ownership is for Everyone."**This belief drives his mission to close the racial wealth gap and expand financial education across communities. Beyond lending, Hashim is a sought-after guest lecturer for high schools, colleges, and graduate programs, where he equips the next generation with the knowledge to avoid debt traps and design pathways to intergenerational wealth. Through workshops, seminars, and one-on-one guidance, he demystifies finance with a simple truth: *access to money is transactional – access to wealth building tools is**transformational.*
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 3940 North Ravenswood, Chicago IL, 60613
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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