About Hong Geng
As a senior loan officer at Rate, Hong has had over 13 years of experience assisting clients with their mortgage needs. Some of the more well-known companies she has worked at in the past are Mortgage Master Inc., DCM, and Poli mortgage. She has been named one of the best mortgage loan officers in the nation multiple times on account of her outstanding client service and extensive knowledge regarding lending processes and regulations. Hong prides herself on prioritizing customer satisfaction and always addressing her clients' concerns. For winning her clientsý trust, she has been recognized based on numerous client recommendations and national recognitions. Her plethora of referrals, awards, and consistently high rankings are the best testimony of Hong's careful attention to closings and genuine care for her clients. In China, Hong earned a bachelor degree in law from one of the best law schools: China Southwestern University of Law and Political Science. In her spare time, Hong loves to spend time with her family and friends. She also has a passion for visiting art museums, reading, cooking, and watching The Voice.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 271 Waverley Oaks Road, Suite 306 Waltham MA, 02452
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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