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About Me

Welcome to Rate Insurance! I’m Scott Cook, your trusted Expert Agent, with over 23 years of experience helping families secure tailored auto, home, life, and investment property coverage while maximizing savings. Recognized with JD Power awards for my 95%+ client retention and 98% satisfaction ratings, I bring a proven track record of personalized service and innovative solutions that set me apart. When I’m not crafting plans to protect your future, I enjoy exploring our country’s beautiful deserts, mountains and amazing places with my wife, two daughters and my dog JJ. Choose me for a partner who truly cares—let’s find the perfect coverage for you today!

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Helpful Resources

Car Insurance 101: Your Guide to Insurance

Car insurance protects you financially if you are in an accident or if your vehicle is lost or stolen. If you are still making payments to a lender or leasing a vehicle, car insurance protects the lender’s asset: the vehicle.

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Homeowners Insurance 101: FAQS

The Definitive Guide to Homeowners Insurance. Learn more and get your home insured.

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Guaranteed Rate Insurance customer removes belongings from a flooded home flood insurance

Everything You Need to Know About Flood Insurance

Are you protected if there’s major flooding in your home? You might assume that your basic property insurance covers water damage due to flooding — but often it’s not included.

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What our customers are saying...

My agent was fantastic to work with; helped find quotes, ensured I had the right coverage, and navigated me through the entire process.
Incredible experience!!! Everyone was so friendly and accommodating with my extremely tight timeline. I will definitely be working with Rate again in the future!!! :D
Found a good policy at a good price. Hassle free. Very helpful.

About Rate Insurance

As a national insurance brokerage, Rate Insurance serves customers in all 50 states and represents over 100 top-rated insurance carriers. We understand that it is our job to listen, to be proactive and to act quickly with purpose. We are experts in our industry taking a consultative approach to sales and service, adding value and creating a trusted partnership with our carriers and our customers.
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