Powered by rate.com

Homeowners Insurance Skip the hassle of shopping around for insurance

Get home insurance quotes from over 100 top carriers
Get Your Free Quote

Insurance savings coming in hot from 100+ top-rated carriers

  1. Provide your information

    Just give us your information and we’ll get you customized quotes.

  2. Review your quotes

    Our tailored quotes get you the right coverage at the right price.

  3. Get insured

    Choose your perfect option and get protected!

It’s that easy with Rate Insurance!

Customer Satisfaction Rate as seen in these reviews**

We’ve helped thousands find the perfect insurance and we’d like to help you too.

  • Our team was amazing, everyone was willing to go the extra mile for us…

    We had many questions and need a lot of guidance through the process. Our team was amazing, everyone was willing to go the extra mile for us. We always had an answer to our questions and were provided with all the tools necessary to make the right choice.”

    Katherine L Verified Customer
  • Great rate. Wonderful customer service…

    Great rate. Wonderful customer service. Answer all my questions expeditiously especially since I am purchasing property out of state. Highly recommended. Everything done over the computer and phone with my information secure. Thank you.”

    Elaine W Verified Customer
  • The whole process has been extremely easy…

    First time home buyer, and the whole process has been extremely easy for me with your help.”

    Clark R Verified Customer

Understanding the coverage on your home insurance policy


Covers damage to the structure of your home, including your roof, foundation, built-in appliances, cabinets, and any attached structures.

Other structures

Covers damage to detached structures on your property, like your garage, shed, above-ground pool, or fence.

Personal property

Covers the cost of damaged or stolen personal belongings, including clothing, jewelry, and electronics.

Additional living expenses

Covers the costs of hotel stays and restaurant meals if your home is being repaired or rebuilt after a covered event, like a fire.

Personal liability

Covers legal and medical expenses if you or a family member are held liable for injury or property damage to others (like if your dog bites a neighbor).

Medical payments

Covers medical bills if a guest is injured on your property.

You could save up to 20% on your insurance by bundling

Save with a multi-policy discount when combining auto, home, renters and condo insurance.

Get Your Free Quote