Homeowners insurance premiums have more than doubled since 2019, rising 107.6% acrossRate Insurance’s portfolio. In 2025, the pace finally slowed. While premiums are still increasing, the cumulative rise has changed what homeowners pay and what their coverage looks like in practice. Our report presents a detailed, data-backed view of the forces driving the current market,
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A debt-to-income ratio is one of the more important terms for borrowers to know and understand. It is used during the application process for a variety of loan products to determine whether a specific applicant will reasonably be able to make payments. Because the debt-to-income ratio is such a critical part of lender approvals, borrowers
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CHICAGO, Aug. 17, 2026 — Rate Insurance, LLC, a subsidiary of Rate and one of the nation’s fastest-growing personal lines and small commercial insurance brokers, has been named to Insurance Journal’s 2026 Top 100 Independent Property/Casualty Agencies list, ranking #78 — up 10 spots from #88 last year. This marks the fourth consecutive year Rate Insurance
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The insurance most owners forget to update – A guest post from Steadily
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Landscaping businesses come in many sizes. From those that maintain just a few residential lawns all the way up to major commercial accounts, they all share a concern: the potential for property damage. With equipment and machinery that is designed to make quick work of yard maintenance tasks, the risk of dinging fences, patio furniture,
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In a recent episode of The White Coat Investor Podcast, Rate Insurance President Jeff Wingate joined host Dr. Jim Dahle to discuss what physicians and other high-income professionals need to know about home, auto, renters, and umbrella insurance. During the conversation, Jeff explains why insurance premiums have changed dramatically in recent years, what factors are
Insurance coverage for your home, automobile, or your business is a move that is designed to protect your finances. If there’s a covered event such as a fire in your home or you are in an accident, having insurance coverage means that you don’t have to worry about paying out of pocket to replace or
Construction work is inherently risky. Sharp tools, active job sites with a lot of activity, and the moving of heavy materials all introduce the chance of injuries. The potential for accidents isn’t limited to those working on the site, as third parties such as delivery people, real estate agents, and others are often there as
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Summer is prime time for on-the-water fun and activities, and your marina will likely be busy with people getting the most out of their boats and other watercraft. As a business owner, you want to protect your marina from accidental damage. The best way to guard against unexpected losses is to be properly insured. For
Read more about Dock and Pier Insurance: Protecting Your Marina’s Infrastructure