Rate Insurance, LLC, one of the fastest-growing national personal lines and small commercial insurance brokers, has been ranked #92 on the Insurance Journal Top 100 P&C Agencies list for 2024, climbing from last year’s #99 ranking. This recognition highlights the company’s rapid organic growth and success in the insurance market.
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How can I prepare my home for a flood?
Flooding is the most prevalent natural disaster in the U.S., leading to significant property damage and loss of life. This blog explores the widespread risk of floods, their occurrence in urban areas, and practical steps homeowners can take to reduce vulnerability, regardless of location.
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How do I change my homeowners insurance?
As a homeowner with a mortgage, your homeowners insurance is a vital part of protecting your investment. However, overlooking the potential savings from periodically comparing rates could be a missed opportunity. Sticking with the same provider out of convenience may prevent you from accessing better deals. Whether you’re looking to bundle policies for added convenience or seeking better coverage post-natural disasters, exploring a switch could offer more benefits than just cost savings. Transitioning to a new provider can be simplified by following a few key steps.
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Home insurance versus a home warranty—what are the differences?
Your home is a significant investment, and safeguarding it goes beyond standard homeowners insurance. Imagine the inconvenience of a failed furnace in winter or a broken air conditioner during a scorching summer day. While homeowners insurance doesn’t cover wear and tear, a home warranty can provide additional protection against hefty repair or replacement costs. Understanding the limitations of your insurance policy is essential.
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Life Insurance at Any Age
Life insurance serves as a crucial safety net for your family and loved ones in the event of your unexpected passing, offering financial support when they need it most. Assessing the need for life insurance involves considering the individuals who rely on you for financial stability. Furthermore, determining the ideal age to purchase a life insurance policy hinges on your specific circumstances, financial situation, and the dependents who would be impacted by your absence.
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Do car alarms really keep me protected?
Despite being designed to deter theft, car alarms often go unheeded due to frequent false triggers and widespread familiarity with their sounds. This learned indifference undermines their intended purpose, leading to questions about their efficacy in preventing theft. As the ease with which a practiced car thief can disable a car alarm becomes apparent, the need for more effective anti-theft measures comes to the forefront.
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What are the most common car accidents, and how can I avoid them?
Despite significant technological advancements in car safety systems, the number of fatalities in motor vehicle traffic accidents saw a 10 percent increase in 2021 compared to the previous year. This trend raises concerns about the effectiveness of existing safety measures in mitigating the risks associated with driving.
Read more about What are the most common car accidents, and how can I avoid them?
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What does RV insurance cover?
As the allure of road trips and outdoor adventures continues to captivate Americans, the popularity of recreational vehicles (RVs) is on the rise. With 11.2 million households in the United States already owning an RV, these versatile homes-on-wheels are becoming a quintessential part of the American travel experience. Join the growing community of RV enthusiasts and embark on your own journey towards freedom and exploration.
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What happens if my homeowners insurance lapses?
Homeowners insurance serves as a vital shield against financial devastation in the face of home-related disasters and is mandatory for mortgage holders. Failing to uphold continuous coverage not only exposes you to out-of-pocket repair costs if a calamity strikes during a coverage gap but also breaches your agreement with the lender, potentially leading to severe financial consequences. Stay informed about the importance of maintaining an active homeowners insurance policy to safeguard your home and financial well-being.
Read more about What happens if my homeowners insurance lapses?