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Guaranteed Rate Insurance is one of the fastest organically growing independent insurance brokerages in the country. Since 2012, we have achieved double-digit growth, year over year, specializing in home, auto, commercial, life, and specialty insurance products. Guaranteed Rate Insurance is committed to serving its customers like no other company in the FinTech space and becoming a top brokerage in the insurance industry. Our strong culture and brand, national footprint, and our passionate team is what sets us apart. Our team is dedicated to delivering the highest quality customer experience.
Guaranteed Rate Insurance was established in 2008 by Guaranteed Rate, Inc. President and CEO Victor Ciardelli. We offer an unmatched value proposition to our customers, our referral partners, and our team members. Our unique business model allows us to consistently achieve new heights and consistently redefine excellence all centered around the customer.
As a national insurance brokerage, Guaranteed Rate Insurance serves customers in all 50 states and represents over 50 top-rated insurance carriers. We understand that it is our job to listen, to be proactive, and to act quickly with purpose. We are experts in our industry taking a consultative approach to sales and service, adding value, and creating a trusted partnership with our carriers and our customers.
Meet the team
Guaranteed Rate Insurance has built a leadership team that is dedicated to serving you. Your success is their mission.
Our core values
At Guaranteed Rate Insurance, we believe that service is at the core of everything we do. Serving others is more than what we value, it represents our way of being and dictates how we interact with our customers, loan teams, each other, and ourselves. Serving is a privilege and an honor, it is the foundational element that we focus on to build our business of formidable size and strength.
We define service as the opportunity to earn the trust of others by striving for excellence while providing them something needed in a manner which maximizes the impact and contribution to their lives.
To Our Customers:
We put our customers first; their protection and well-being drive our decisions and actions.
To Our Loan Teams and Referral Partners:
We are an extension of the loan team; we support our loan teams and referral partners to provide an insurance offering that enhances the industry-leading mortgage experience.
To Each Other:
We invest in each other so that we accomplish more as a team than we can individually; we will win together, we will lose together, and any mistakes are opportunities for us to learn and grow.
To Ourselves:
We commit and hold ourselves accountable to making Guaranteed Rate Insurance an environment for our personal development and pursuit of excellence.
Guaranteed Rate Insurance Timeline
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Seeing an opportunity to serve homebuyers using Guaranteed Rate’s streamlined mortgage process, we open our doors as a wholly owned subsidiary of Guaranteed Rate, Inc.
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We make significant investment in people and technology, growing the staff and partnering with a leading quoting platform to provide faster quotes with more carriers.
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We roll out a new insurance platform, integrating the system to better serve new homebuyers during the mortgage process.
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We expand our coverage area up to 22 states. New developments in lead generation provide support for customers refinancing their mortgages.
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Through strategic partnerships with new carriers, we now reach customers on the east and west coasts.
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With new service offerings, new carrier contracts and by reaching customers in several new states, we are able to invest in our employees, growing our team by 60%.
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We launch two new divisions, expanding coverage to Commercial and Life Insurance.
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We open a new office in Chicago’s River North neighborhood. We implement a proactive pod model — a dramatic new team organization that allows sales, service and support to work together more efficiently. A state-of-the-art management system brings together our existing platforms, providing even better service to our insurance customers.
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We expand our footprint to 40 states and break new business records each month. We started a partnership with Allstate, one of the top carriers in the industry, providing a range of new products on the national level.
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We grow our leadership team to strategically expand our business through technology, marketing, and new partnerships.
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We build on our strengths to offer a digital Life Insurance quoting platform, Home Insurance quoting platform, and other Insuretech innovations.
Strategic Partners
Guaranteed Rate Insurance partners with the largest, most well know insurance partners in the industry. These companies include Allstate, Progressive, Travelers, Safeco, Liberty Mutual, Nationwide, National General, AIG, CHUBB, State Auto, and Foremost.
The Guaranteed Rate Foundation
The Guaranteed Rate Foundation was established with one simple objective in mind: Impact the lives of our employees, our partners and their families and communities in times of need, in meaningful and positive ways. Every penny that is donated goes to someone in desperate need of help. 100% of all expenses are covered by Guaranteed Rate.
Who we serve
Guaranteed Rate Insurance was established in 2008 by Guaranteed Rate, Inc. President and CEO Victor Ciardelli. Guaranteed Rate Insurance is an independent insurance brokerage offering an unmatched value proposition to our customers, our referral partners, and our team members. Our unique business model allows us to consistently achieve new heights and redefine excellence, which has positioned us as one of the fastest organically growing brokerages in the country. Since 2012, we have achieved double-digit growth, year over year, and now represent over 50 different property and casualty insurance providers in all 50 states.

Culture
The best service comes from happy employees. We recognize and celebrate each other’s accomplishments, and we like to have fun! Guaranteed Rate Insurance is dedicated to building a happy, healthy work environment for everyone.
