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98%
Customer Satisfaction Rate as seen in these reviews**

We’ve helped thousands find the perfect insurance and we’d like to help you too.

Friendly, knowledgeable and just plain awesome…

The team at Guaranteed Rate Insurance continues to exceed our expectations by far. From day one, the insurance experts have been customer friendly, knowledgeable and just plain awesome. They care about you in every way.”

Henry P Verified Customer
No one tried to “sell” me…

Everyone I dealt with knew my name, knew my coverage and answered my questions in terms I could grasp. No one tried to “sell” me. I will continue to do business with these people, now and in the future.”

Christopher J Verified Customer
was fantastic to work with…

Guaranteed Insurance was fantastic to work with both as a partner and as a client.”

Nathan M Verified Customer

The Basics

There are three main types of pet insurance available: accident and illness, accident only, and wellness. Each type of insurance has pros and cons, and understanding what does pet insurance cover—and does not cover—will help you to determine which product meets your needs:

Accident and illness

Accident and Illness coverage may include wellness coverage. It is a more comprehensive coverage that includes treatment for accidental injury, sickness, and diseases.

Accident only

Accident only coverage will help you pay veterinary bills associated with injuries sustained from accidents. Such coverage will not include treatment for sickness or disease.

Wellness coverage

Wellness coverage is also called Preventative Care coverage. This type of pet insurance helps to offset the expense of the regular veterinary costs associated with being a pet owner. It covers routine expenses such as vaccinations, lab work, and dental care.