Personal Article Protect your valuable gear and collectibles with Personal Article Insurance.

Personal articles insurance for electronics, sports equipment, collectibles, artwork, and more. Secure your valuables with a customized policy.

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Our team was amazing, everyone was willing to go the extra mile for us…

We had many questions and need a lot of guidance through the process. Our team was amazing, everyone was willing to go the extra mile for us. We always had an answer to our questions and were provided with all the tools necessary to make the right choice.”

Katherine L Verified Customer
Great rate. Wonderful customer service…

Great rate. Wonderful customer service. Answer all my questions expeditiously especially since I am purchasing property out of state. Highly recommended. Everything done over the computer and phone with my information secure. Thank you.”

Elaine W Verified Customer
The whole process has been extremely easy…

First time home buyer, and the whole process has been extremely easy for me with your help.”

Clark R Verified Customer

What does Personal Article Insurance cover?

Personal Article Insurance is designed to protect your most valuable possessions from loss, theft, or damage, offering broader and more customizable coverage than standard homeowners or renters policies. You can typically add this coverage to your existing homeowners or renters policy as an endorsement, sometimes called a “scheduled personal property” rider. It isn’t just for jewelry- it’s ideal for cameras, musical instruments, fine art, collectibles, high-end electronics, bicycles, antiques, and other unique or high-value belongings.

If you own items or collections that are valuable or hard to replace, this coverage helps ensure they’re fully protected. It’s especially useful if you travel with your items or if their value exceeds the standard coverage limits of your current insurance. Whether you prize rare coins, expensive camera gear, or sports equipment, personal article insurance helps keep your special possessions safe and properly insured.

Coverage That Fits Your Needs

Every valuable is different. We’ll work with you to make sure each item has the right level of protection, based on its true worth. You get coverage that matches your needs, so your peace of mind comes standard.

Protection Wherever You Travel

Your coverage doesn’t stay at home when you leave. Whether you’re traveling with a laptop, camera, or instrument, your items stay protected anywhere in the world. Take your valuables with you – your policy comes along, too.

Exrta Protection

Personal article insurance offers broader protection than many standard policies. It helps cover your items against risks like fire, water damage, accidental loss, theft, or natural disasters that regular home insurance may not cover.

Special Coverage for Collections, Pairs, and Sets

If you own a collection or a matching set, like art pieces or coins, a single loss can affect the full value. Ask us about coverage for pairs or sets, so your whole collection is protected even if just one part is lost or damaged.

You could save up to 20% on your insurance by bundling

Save with a multi-policy discount when combining auto, home, renters and condo insurance.