Builder’s risk insurance is a specialized form of commercial property insurance that is designed to protect buildings under construction.
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Essential Guide to Risk Management and Insurance for Restaurant Owners
Restaurant ownership involves navigating unique risks—from bustling kitchens prone to fires and equipment breakdowns to potential lawsuits from customers or employees. In this comprehensive guide, we will explore types of risks specific to restaurants, actionable risk management strategies, and essential insurance coverages.
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Does homeowners insurance cover damage from wild animals?
Being a homeowner means dealing with a wide variety of home upkeep tasks. Some of these are pretty routine—clearing gutters, sealing drafts, and checking for leaks are all just part of responsible homeownership. Sometimes, that will mean dealing with damage caused by wild animals. Our homes are stable structures, which makes them attractive to wildlife
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Rate Insurance Launches “Grow for Good” Charity Referral Program to Support Communities Nationwide
SCHAUMBURG, Ill., March 11, 2025 (GLOBE NEWSWIRE) — Rate Insurance, LLC, a subsidiary of Rate and one of the fastest-growing national personal lines and small commercial insurance brokers, today announced the launch of its “Grow for Good” charity referral program. This initiative underscores Rate Insurance’s commitment to social responsibility and supporting communities through meaningful charitable
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Navigating the Age of AGI: The Future of Insurance Brokers and Agents in an AI-Driven Landscape
The insurance industry stands at the threshold of a profound transformation, driven by artificial intelligence (AI) and the potential emergence of Artificial General Intelligence (AGI)—systems capable of performing cognitive tasks at or beyond human levels. A recent survey reveals that 90% of insurers intend to increase AI investments, with 75% prioritizing its application in underwriting
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Understanding general liability insurance for plumbing businesses
Business owners need separate insurance to cover their businesses. This is true even if you are self-employed and own a business that you run out of your home because your homeowners insurance will not usually cover any claims related to a commercial enterprise.
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What to know about hail damage and your insurance
Hail can cause serious property damage. This is why most basic homeowners insurance policies cover damage caused by wind and hail storms. But because hail storms are very common in some parts of the US and the damage can be repeated and extensive, some insurance companies are making policy changes that could impact homeowners.
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Rate Insurance Partners with Spot Pet Insurance to Expand Product Offerings
SCHAUMBURG, Ill., Feb. 21, 2025 (GLOBE NEWSWIRE) — Rate Insurance, LLC, one of the fastest-growing national personal lines and small commercial insurance brokers, today announced its partnership with Spot Pet Insurance, a leading pet insurance provider. Through this partnership, Rate Insurance customers can quickly get pricing for pet insurance policies and explore Spot Pet’s benefits,
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How to get home insurance in a coastal area
Purchasing a home on or near the coastline is a dream for many—the chance to walk to the beach, or hear the ocean and smell the salt in the air would make each day feel like it is tinged with vacation vibes. If you’re looking for that dream home on the coast, be aware that