Businesses form and grow in many different ways, and sometimes this can lead to surprises when an auto accident happens while someone is out on company business. For example, your employees may have run deposits to the bank or other work errands for years without any issue. However, if one of your employees gets in
Read more about Understanding Non-owned Auto Liability Insurance
Moving to a new location means more than just packing boxes—it’s time to update your car insurance too. Where you live plays a big role in determining your premiums, so it’s crucial to adjust your coverage before, or as soon as, you move.
Car insurance has its fair share of myths that often arise from misunderstandings or incomplete information. These myths can lead people to make ill-informed decisions about their coverage.
With inflationary pressures still affecting everyday costs, many homeowners are tempted to cut their insurance coverage to save money. However, reducing your homeowners or auto insurance can leave you underinsured, which means your coverage won’t be enough to fully cover a loss.
Read more about Why Cutting Costs on Insurance Coverage Could Leave You Underinsured
For many, purchasing a new car is a big deal. Maybe you’ve spent hours test driving and researching to find the right car, or maybe you’ve just always had your heart set on a particular make and model.
Once you’ve found the vehicle that meets your needs, you’ll have to insure it. But when should you insure a new car?
Read more about Buying a new car? Here’s what you need to know about insuring it
Despite being designed to deter theft, car alarms often go unheeded due to frequent false triggers and widespread familiarity with their sounds. This learned indifference undermines their intended purpose, leading to questions about their efficacy in preventing theft. As the ease with which a practiced car thief can disable a car alarm becomes apparent, the need for more effective anti-theft measures comes to the forefront.
Despite significant technological advancements in car safety systems, the number of fatalities in motor vehicle traffic accidents saw a 10 percent increase in 2021 compared to the previous year. This trend raises concerns about the effectiveness of existing safety measures in mitigating the risks associated with driving.
Read more about What are the most common car accidents, and how can I avoid them?
While it may be tempting to tackle insurance shopping on your own, the risks of making mistakes, being under or over-insured, or missing out on potential discounts are significant. In today’s rapidly changing and uncertain insurance market, working with an insurance agent can prove to be an invaluable asset.
Read more about DIY Insurance: The hidden costs of insurance shopping without a broker
Some regions of the country are experiencing more dramatic increases than others when it comes to repair and replacement costs for vehicles and homes, so it’s important to talk to your insurance agent to get their perspective. If you decide to get more coverage, you might want to increase your deductible to offset any rise in premiums.
Read more about Is Your Insurance Policy Keeping Up With Inflation?