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Vacation Home Insurance Secure your home away from home

Ensure your vacation property is covered against unexpected events, so you can enjoy every moment of your getaway. ​

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4.9 stars
rating from 5k+ Google verified reviews

We’ve helped thousands find the perfect insurance and we’d like to help you too.

  • Our team was amazing, everyone was willing to go the extra mile for us…

    We had many questions and need a lot of guidance through the process. Our team was amazing, everyone was willing to go the extra mile for us. We always had an answer to our questions and were provided with all the tools necessary to make the right choice.”

    Katherine L Verified Customer
  • The whole process has been extremely easy…

    First time home buyer, and the whole process has been extremely easy for me with your help.”

    Clark R Verified Customer
  • Great rate. Wonderful customer service…

    Great rate. Wonderful customer service. Answer all my questions expeditiously especially since I am purchasing property out of state. Highly recommended. Everything done over the computer and phone with my information secure. Thank you.”

    Elaine W Verified Customer

The Basics

Vacation home insurance typically covers:

Dwelling Protection

Covers repairs to your vacation home’s structure if it’s damaged by covered events like fire, storm, or vandalism.

Personal Property

Protects your belongings inside the home against theft or certain types of damage.

Liability Coverage

Helps pay for legal expenses or medical bills if someone is injured on your property.

Other Structures

Includes coverage for detached structures such as garages, sheds, or guest houses on your property.

Loss of Use

Covers extra living expenses if your vacation home becomes uninhabitable due to a covered loss.

Guest Medical Payments

Pays for minor medical expenses if a guest is accidentally hurt on your property, regardless of fault.

Additional coverage options

Discover additional coverage options to ensure that all of your individual insurance requirements are covered.

  • Extended or guaranteed replacement

    If rebuilding after a loss may exceed the estimated value or your home, consider additional coverage. An Extended Replacement endorsement will cover up to 25% more than the estimated value and Guaranteed Replacement goes even further to put your place back the way it was.

  • Service line coverage

    The homeowner is typically responsible in the event of damage to utility lines entering your home. Coverage for Service Lines will help to pay for repairs to sewer lines, power lines and more.

  • Water backup coverage

    Due to aging sewer systems and new home construction, unexpected drain backups are increasingly common. A Water Backup add-on provides coverage for damage to walls, floors, furniture and more.

You could save up to 20% on your insurance by bundling

Save with a multi-policy discount when combining auto, home, renters and condo insurance.