About Keith Zielaskowski
I have my mother to thank for my 30-plus years in the mortgage business. After I graduated from Widener University with a double major in Finance and Business Management in 1986, I landed a job in the commercial loan sector. I was quite good at it, but I was serving people across the entire country and felt a lack of personal connection with my customers. I eventually decided to get my Series 6, Series 7, and Life Insurance licenses and began working for a financial planner. My mother enters my career path story shortly thereafter. She called to tell me that a real estate broker was hosting a presentation at the local Sheraton. I said, "Mom, I don't do real estate or mortgages." Her response? "I know, but they have free food and drink!" Sold. That will get a young guy to the party. At that function, I met the Branch Manager who set up an interview and I was hired less than two weeks later. And so began my mortgage career. In 1989, I opened my own mortgage company. I was a broker with a warehouse line, and I employed 28 people who originated, closed and funded. After more than 20 years, I realized that I once again felt disconnected from my customers. I was spending my time as a manager instead of a loan originator. I wanted to return to my passion for helping people get into their new homes and knew I needed to step away from managing staff. This led me to leave the broker world and begin working for a mortgage banker. After several years, I found myself looking for sweeping change. I wanted nothing less than AMAZING for my customers and my own personal growth. This led me to make the move to Rate. I am now part of a team that makes the best use of today’s technology, has an incomparable support system, and is constantly striving to improve the mortgage experience.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
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Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 711 Spring St., Wyomissing PA, 19610
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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