About Kevin Schatz
Let Us Guide You Home. Unlike many banking institutions, mortgages are our only business. What's in it for you? More loan choices, many with fewer restrictions – and that's just the beginning. We offer a growing range of home loan and refinancing options. These include: * *First-time homebuyers with low down payment options * *Conventional loans up to $970,800 or maximum individual county loan limits with as little as 5% down * *Loans insured by the FHA, VA and USDA. *Max loan amount of $2.5mil on VA loans * *Jumbo loans up to $3 million * *Financing loans for renovations on primary homes, second homes and investment properties * *Non QM loan solutions for borrowers who require a non-traditional approach to home financing Feel free to contact me directly through my website, www.rate.com/kevinschatz, and use the secure online application to get started with no costs or commitment. After you have applied, I will call you to discuss your financing goals to tailor multiple options for your review. I understand real estate is not sold M-F 9-5 pm so you may contact me in the evening hours and weekends by phone, text or email for personalized service and advice. I strive to make sure the mortgage process runs smoothly from start to finish. Put the Rate team and I to work for you. I look forward to the opportunity to earn your business.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
Download our app
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Located at 1111 Military Cutoff Rd, Suite 191 Wilmington NC, 28405
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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