About Aaron Ochsenbein
Aaron Ochsenbein is a Mortgage Loan Originator with Rate, serving homebuyers, homeowners, and referral partners with a relationship-driven and educational approach to lending. Before entering the mortgage industry, Aaron spent years competing at a high level in baseball, including professional baseball within the Los Angeles Dodgers organization through the AAA level. That background helped shape the work ethic, discipline, communication, and team-first mindset he now brings to every client interaction. Aaron specializes in helping first-time homebuyers, move-up buyers, investors, and homeowners looking to refinance or better position themselves financially. He believes that mortgage lending is about far more than simply quoting an interest rate — it is about helping clients build a long-term financial plan that supports their goals for homeownership and wealth creation. His process centers around education, preparation, transparency, and accessibility so clients feel informed and confident every step of the way. Known for being responsive, detail-oriented, and easy to work with, Aaron works closely with real estate agents, financial advisors, CPAs, insurance professionals, and attorneys to help create smooth transactions and strong outcomes for shared clients. He takes pride in simplifying what can often feel like an overwhelming process and making himself available whenever questions arise. Outside of mortgage lending, Aaron remains involved with baseball, now coaching high school. He also enjoys golf, traveling, and spending time with his wife, Katie, and their two hound dogs, Huck and Bessie. Whether someone is purchasing their first home, refinancing, or planning for the future, Aaron is committed to providing trusted guidance and dependable service from start to finish.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 3940 North Ravenswood, Chicago IL, 60613
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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