About Abdirahman Gargar
For Abdi, home financing is personal. Growing up in Minnesota's Somali and Muslim communities, he saw firsthand how challenging it could be for families to navigate homeownership while finding financing options that aligned with their needs and values. That experience ultimately inspired him to enter the mortgage industry and become a resource for the communities he knows well. As a Licensed Mortgage Loan Originator, Abdi's goal is simple: make home financing easier to understand, easier to navigate, and more personal. He believes clients should know who they can turn to throughout the process. From the first conversation through closing, Abdi focuses on staying accessible, communicating clearly, answering questions, and helping clients understand their options so they can make informed decisions with confidence. Abdi is also passionate about financial literacy within the communities he serves. Whether he is working with a family one-on-one or participating in a community event, he aims to break down home financing in plain English—without unnecessary jargon or confusion. Whether you're purchasing your first home, planning your next move, investing in your future, or exploring faith-conscious home financing options, Abdi is ready to help you navigate the journey. Clear guidance. Personal service. A better-informed path home. And as Abdi likes to say: "I got you."
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 8011 34th Ave South, Office 160 Bloomington MN, 55425
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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