About Avelina Graham
A native of Houston, Texas, Avelina Graham has witnessed firsthand her hometown's transformation into the vibrant and diverse metropolis it is today. With over a decade of experience in real estate and investment lending, she has established herself as a trusted expert in the field—known for her deep industry knowledge, entrepreneurial spirit, and unwavering dedication to client success. Avelina began her entrepreneurial journey at just 21 years old, honing her customer service and business acumen early on. A proud graduate of the University of Houston, she combined academic excellence with a genuine passion for helping others—qualities that laid the foundation for a successful career in lending. Fluent in Spanish, Avelina brings a valuable advantage to her work—delivering seamless, culturally attuned service to Spanish-speaking clients. Her bilingual capabilities enhance trust and ensure that all clients feel understood and supported throughout the lending process. Beyond her professional accomplishments, Avelina is known for her tireless work ethic, outgoing personality, love of travel, compassion for animals, and commitment to making a meaningful impact in her community. Her ability to simplify the lending process—while maintaining the highest standards of professionalism and empathy—has earned her a loyal client base and consistent referrals. Today, Avelina continues to be a driving force in the lending industry, helping clients turn their real estate goals into reality—one loan at a time.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 3940 North Ravenswood, Chicago IL, 60613
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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