About Barbara Van Horn
Barbara Van Horn is a seasoned mortgage professional with more than 25 years of industry experience, having originated and processed Conventional, FHA, VA, and USDA loans across multiple states. Her comprehensive background provides a unique understanding of every stage of the lending process, allowing her to expertly guide clients from application to closing. Barbara is known for her proactive communication, attention to detail, and commitment to delivering an exceptional customer experience. She works closely with homebuyers, homeowners, investors, and real estate professionals to provide tailored financing solutions and clear guidance throughout the mortgage journey. Originally from the Pacific Northwest, Barbara grew up in Alaska and Oregon and has been fortunate to call several states home throughout her life, including Arizona, California, Colorado, Texas, and now Tennessee. Today, she and her husband, Todd, work together as a mortgage team, combining their experience, knowledge, and dedication to deliver an exceptional lending experience for their clients. Outside of work, Barbara starts her mornings at local fitness classes, enjoys spending time with family and friends, cheering on her favorite sports teams, and exploring all that Tennessee has to offer. *Rate has no affiliation with any government agency.*
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Calculators, tools, guides, and advice
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Located at 501 Corporate Centre Drive, Suite 310 Franklin TN, 37067
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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