I have been in the mortgage industry since 1983.   Originally, I began in the industry working as a loan packager for USDA.  As prices rose, this program slowed to a crawl.  I transitioned into the "real" world of the mortgage industry in the 90s as a construction loan processor for a local broker.  Transferring over to the local bank we worked with, I began working as a junior underwriter/ processor with their correspondent division. Once I became a loan officer, I realized how I could make a difference in peoples lives.   Not only giving them loan advice with the different programs offered but preparing my customers to be homeowners.  I always want clients to know that I handle their loan as if it were my own.

SVP of Mortgage Lending/Renovation Specialist

Mary Jo Payne is your Auburn local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Mary Jo is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mary Jo at (530) 888-7830 for more information!

Mary Jo Payne at Rate (NMLS #295885)

Auburn

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