Whether it is a young couple starting out with their first home or empty nesters looking to relocate or right size their home. Guy applies his unique approach to expertly guide them through the complexities of the mortgage process. Guy's approach as an educator first assists in helping people make well informed decisions. Guy has a unique practice assisting clients with Conventional, FHA, VA and Reverse Mortgages. Guy has been honored with numerous awards including the Affiliate of the Year from the Solano Association of Realtors in 2014, The Benicia Chamber of Commerce Business of the Year in 2017 The Spirit of Solano in 2019 and most recently the Presidents Award from the Solano Association of Realtors in 2021. Guy's expertise has been called on over the years to serve on numerous boards, be a featured speaker at National Mortgage organization conventions, and to write a weekly Real Estate column for the Benicia Herald. In addition to his professional pursuits Guy is a very active member of Naval Lodge #87 Free and Accepted Masons and Gateway Chapter #3 Order of the Eastern Star. During his down time Guy enjoys working around his property in the beautiful Suisun Valley. Guy is married to Heidi, has one adult daughter, Aushlee and four absolutely adorable grandchildren. Call **[(707) 246-0949](tel:+17072460949)** ](https://guaranteedrate.my.workfront.com/project/647e28380038137dbb5612eef911810d/updates) ,if you're interested in working with Guy Benjamin today.


*This is not a commitment to lend. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. Otherwise, the loan must be repaid when the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_agency_look.cfm or call (800) 569-4287*  
*Rate is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans' benefits except as authorized under Title 38 of the United States Code.*

Producing Branch Manager

Guy Benjamin is your Benicia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Guy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. I also have extensive experience in the Reverse Mortgage filed and can help you to demystify this program and help you determine if this is a good fit for your situation.  Contact Guy at (707) 392-5179 for more information!

Guy Benjamin at Rate (NMLS #887909)

Thousands of happy clients will tell you they'll never forget Steve Carlin,. With the heart of an educator and rare problem-solving ability that uniquely qualify him to advocate on your behalf, these lifelong relationships were forged from the superior service Steve provides at every stage of the mortgage process and beyond.  
Taking a global view of homeownership as it relates to your overall financial health, Steve discusses mortgage terms with your particular budget, short and long term objectives, and fondest dreams, in mind. Steve's 30 years in lending include vast experience as Chief Underwriter. This means Agents are assured his pre-approvals are rock-solid, and that they'll have a wingman in their corner from the beginning to the end of the loan process.  
This unmatched value is the same reason Listing Agents and Sellers are more likely to accept your offer when Steve has signed the Pre-Approval letter. His name is simply synonymous with ethical answers you can count on.

VP of Mortgage Lending

Steve Carlin is your Benicia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Steve is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Steve at (925) 408-4606 for more information!

Steve Carlin at Rate (NMLS #241643)

Benicia

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2 Loan Officers Benicia, CA