As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Lynn Skriloff is your Oceanside local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Lynn is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lynn at (760) 456-7218 for more information!

Lynn Skriloff at Guaranteed Rate (NMLS #343386)

With over twenty-five years of successful sales experience, I have always had one priority: putting the client first. My sales career began as a Client Advisor for BMW and evolved into being a leader of high producing sales teams of luxury automotive brands including BMW, Lexus, and Mercedes Benz. Some years ago, I embarked on a new journey as a mortgage lender. In much the same way as during my early career, my passion for connecting with people has been the key to my success. While I do business in most states, a large portion of my home purchase loans and refinances are originated out of California and Colorado, where I grew up. I get great satisfaction assisting clients in completing one of the most important decisions of their life. When I'm not helping clients with loans, I enjoy spending time with my wonderful wife and our three dogs. We live in Encinitas and enjoy the beach lifestyle. I have a passion for physical fitness and enjoy hiking, yoga, and weight training, as well as enjoying all San Diego has to offer.  Meet Marc: http://sdvoyager.com/interview/meet-marc-datnow-marc-datnow-guaranteed-rate-la-jolla/

SVP of Mortgage Lending

Marc Datnow is your Oceanside local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Marc is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Marc at (619) 535-3170 for more information!

Marc Datnow at Guaranteed Rate (NMLS #1707820)

I’ve been a mortgage loan officer for the last seven years. I typically close a few hundred transactions a year.   I love the challenge of making loans work and seeing my buyers get to closing in minimal time and with as little stress as possible.

Cindy Lyday is your Oceanside local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Cindy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Cindy at (858) 200-4416 for more information!

Cindy Lyday at Guaranteed Rate (NMLS #1020929)

I am a Reverse Mortgage Specialist and am a well seasoned mortgage professional with 30 years experience in every type of residential loan, including Conventional, FHA, VA USDA, construction to permanent and Reverse for purchase and refinance .   My personal interests include being involved with the Julian Chamber of Commerce, a co-leader in a Girl Scout Troop, member of my church choir, and many other interests that keep me involved in life.

VP of Mortgage Lending/Reverse Mortgage Specialist

Jan Paulsen is your Oceanside local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jan at (858) 346-2006 for more information!

Jan Paulsen at Guaranteed Rate (NMLS #301609)

Randy Nathan is your Oceanside local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Randy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Randy at (619) 200-3070 for more information!

Randy Nathan at Guaranteed Rate (NMLS #675056)

**Jesse Byrer: Branch Manager/Renovation Specialist**  
O: (847) 232\-2727 \- C: (312) 730\-5250  
NMLS ID: 728876  
900 Commerce Drive Suite 110, Oakbrook, IL 60523


**Jonas Byrer: VP of Mortgage Lending/Renovation Specialist**  
O: (847) 232\-2727 \- C: (312) 730\-5250  
NMLS ID: 437120  
900 Commerce Drive Suite 110, Oakbrook, IL 60523


**Julie Wallach: VP of Mortgage Lending/Renovation Specialist**  
O: (847) 232\-2718 \- C: (847) 878\-5757  
NMLS ID: 321320  
2110 South Coast Highway Suites J \& H, Oceanside, CA 92054

Jesse Byrer (NMLS #728876) | Jonas Byrer (NMLS #437120) | Julie Wallach (NMLS #321320)

The Byrer Team at Guaranteed Rate is your Oceanside local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, The Byrer Team is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact The Byrer Team at (847) 232-2718 for more information!

The Byrer Team at Guaranteed Rate (NMLS #321320)

Homeownership transformed the lives of my entire family. A small farm, a home in the East Bay, the humble home I grew up in.



From the childhood homes of my parents to the home we are raising our son in today, I've experienced the benefit and the responsibility of ownership, and what it's done for everyday, blue-collar families like mine.



Since 2001 I've worked with thousands of families, and amazing groups of people, to help create financial stability and financial legacies through homeownership.



I feel an extreme sense of gratitude, pride, and responsibility in helping people each and every day. I actually get to do what I love and enjoy for a living!

Producing Branch Manager

Sean Stanfield is your Oceanside local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Sean is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sean at (760) 456-7221 for more information!

Sean Stanfield at Guaranteed Rate (NMLS #349707)

Mortgage Specialist

Trish Luna-deAlva is your Oceanside local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Trish is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Trish at (760) 712-4621 for more information!

Trish Luna-deAlva at Guaranteed Rate (NMLS #1561277)

VP of Mortgage Lending ( Outside )

Aaron D Hultin is your Oceanside local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Aaron D is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Aaron D at (760) 271-1179 for more information!

Aaron D Hultin at Guaranteed Rate (NMLS #223045)

At almost 30 years in the industry I have a wealth of knowledge to share with new homebuyers, real estate agents and even investors. At 15 years old I started as a hostess at a new housing track which gave me a taste of the business. In 1992 I took a receptionist job not knowing I was signing up for a lifetime membership but here I am and on most days I still love my job. I have helped in the funding department, been a processor, a processing supervisor, a notary and a Jr. Underwriter before becoming a loan officer. I have purchased over 20 homes myself. I have rented out and managed my own homes as well as rehabbed and flipped homes. What this has done is made me very well rounded to not only share my experiences but also think outside the box to get the job done! I don't give up on things easily. I thrive on being able to do what others can not or will not see through. I am well versed in FHA, VA, Conventional, USDA, first time homebuyers, vacation homes as well as investment properties. Also very familiar with manufactured homes as well and do them frequently. I work and know the San Bernardion mountain communities well. This includes cities such as Crestline, Twin Peaks, Running Springs, Arrowbear, Lake Arrowhead, Cedar Glen, Big Bear, Green Valley Lake and Cedar Pines Park. I also can do loans in other states outside of California. Almost 20% of my business now comes from outside of California including Texas, Tennessee and Arizona just to name a few. I am here to help!

Partnership Branch Manager

Christine Eskina is your Oceanside local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Christine is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Christine at (909) 229-2785 for more information!

Christine Eskina at Guaranteed Rate (NMLS #290865)

My name is Kevin Draughon. I have been in the mortgage industry for over 18 years now. I have had the opportunity to help hundreds of people obtain financing to purchase a home or refinance their properties. I enjoy the partnerships with many real estate agents that value the same things I do: Integrity, Caring, Supportive. My goal is to make sure each and every client understands the entire loan process and understands all options when making the best decision.


I currently work for Guaranteed Rate who gives me the support I need to help you the best way that I can. Guaranteed Rate is a direct nationwide retail lender. Our goal is to close your transaction as quickly as possible educating you along the way. I hope to have the opportunity to work with you soon! You can reach me at 951\-541\-1334 or apply at my personal website: [www.rate.com/kevindraughon](http://www.rate.com/kevindraughon).

Kevin Draughon is your Oceanside local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Kevin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kevin at (951) 393-2471 for more information!

Kevin Draughon at Guaranteed Rate (NMLS #246334)

Florence has over 19 years of experience in the mortgage industry and specializes in pre\-qualification, lending to self employed clients, conforming, jumbo, FHA and VA mortgages. Whether you're a first time homebuyer, need to expand or downsize or are looking for a second home, Florence is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Florence can help you get a clear picture of what might work best for you. Florence will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Florence wants to ensure you have a positive home lending experience.

Florence Gomez is your Oceanside local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Florence is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Florence at (951) 553-8749 for more information!

Florence Gomez at Guaranteed Rate (NMLS #955641)

Accomplished Residential Loan Officer with over 20 years of experience in generating and closing jumbo loans for affluent clients in Sports, Entertainment and Private Banking.

Jennifer Bettis is your Oceanside local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jennifer is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jennifer at (760) 848-7612 for more information!

Jennifer Bettis at Guaranteed Rate (NMLS #589033)

Tracey Wheeler is your Oceanside local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Tracey is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tracey at (760) 776-5560 for more information!

Tracey Wheeler at Guaranteed Rate (NMLS #413393)

Oceanside

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14 Loan Officers in Oceanside, CA