Kelly Manderscheid has been helping folks finance homes for over 27 years. Her knowledge and vast experience in the mortgage industry, including stints in underwriting, escrow and closing documentation, enables her to advise clients how to select the right home loan for their financial goals and guide them through the entire loan process. Kelly has delivered a stress-free mortgage experience for more than 6,000 borrowers and continues to surpass homebuyer expectations every day. Kelly's hustle, genuine personality, customer service and her commitment to go above and beyond to close each transaction on time have earned her a spot on Scotsman Guide's Top Originator list for the past 11 years and counting. With extensive knowledge of the wide range of mortgage products, Kelly can discuss many types of home loans including VA, FHA, Conventional, Jumbo, USDA and Non-qualified programs and introduce you to low down payment options and grant programs if you need financial assistance to purchase your first home. Kelly is experienced in working with national and privately-held builders, so she can also guide you confidently through the new construction loan process. In addition to her background and expertise, Kelly is committed to building relationships and delivering personal service to every single customer and business partner. Providing complete transparency, detailed education and ongoing updates, she takes pride in the fact that her customers have a complete understanding of the entire loan process. Borrowers who work with Kelly benefit from using Rate's innovative and secure mobile technology to upload documents for prompt in-house processing, communicate directly with Kelly, and provide loan updates to each person involved in the transaction. Known for her integrity, expertise and hands-on approach to helping families own their dream home, Kelly Manderscheid is a mortgage lender like no other. Kelly's office is located in Temecula, CA and she is licensed in AL, AZ, CA, CO, FL, GA, IL, KS, KY, MO, NV, OH, OK, TN, TX and VA.

SVP of Mortgage Lending

Kelly Manderscheid is your Temecula local mortgage lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Kelly is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kelly at (951) 453-5231 for more information!

Kelly Manderscheid at Rate (NMLS #273420)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Katrina Papadakis is your Temecula local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Katrina is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Katrina at (714) 244-0005 for more information!

Katrina Papadakis at Rate (NMLS #483906)

I have been in the mortgage business for over 24 years. I pride myself on being able to put together deals in creative ways to get clients the right mortgage for them. I grew up in Southwest Riverside County and have lived in the Coachella Valley since 2006. I am involved in the community, currently serve as a Board Member for the Greater Coachella Valley Chamber of Commerce, House Manager for El Paseo Fashion Week, and as a District Advisory Commissioner for Riverside County Parks and Open Spaces. I have served as Vice President for California Association of Mortgage Brokers Inland Empire Chapter, was on the family selection committee for Habitat for Humanity, volunteered for the Indian Wells Speaker Series, have been on the boards of; opera arts, The Children's Discovery Museum, Indio Performing Arts Center, was one of the co-chairs for the Temecula Valley Balloon and Wine Festival, was named one of Palm Springs 40 under 40 in the October 2010 issue of Palm Springs Life Magazine, in 2011 I graduated from Leadership Coachella Valley and in 2024 I received an Mini executive MBA in Entrepreneurship from Cal State San Bernardino. Prior to my mortgage career I performed in various theaters and theme parks around Southern California. I was mainly a tap dancer, one of the few real tap dancing loan officers you will ever meet, and I am still passionate about the arts. Today I spend a lot of time watching my two daughter play collegiate soccer, and spending time with my 16 year old son who lives with me full time. Family is one of the most important things to me.

Producing Partnership Branch Manager

Hugh Van Horn is your Temecula local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Hugh is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Hugh at (760) 565-2426 for more information!

Hugh Van Horn at Rate (NMLS #299491)

Jilyn Huddleston Crawford is your Temecula local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jilyn is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jilyn at (760) 671-0464 for more information!

Jilyn Huddleston Crawford at Rate (NMLS #272879)

Michelle Gomez is your Temecula local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Michelle is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michelle at (760) 776-5560 for more information!

Michelle Gomez at Rate (NMLS #1263496)

Temecula

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5 Loan Officers Temecula, CA