Kelly Manderscheid has been helping folks finance homes for over 27 years. Her knowledge and vast experience in the mortgage industry, including stints in underwriting, escrow and closing documentation, enables her to advise clients how to select the right home loan for their financial goals and guide them through the entire loan process. Kelly has delivered a stress-free mortgage experience for more than 6,000 borrowers and continues to surpass homebuyer expectations every day. Kelly's hustle, genuine personality, customer service and her commitment to go above and beyond to close each transaction on time have earned her a spot on Scotsman Guide's Top Originator list for the past 11 years and counting. With extensive knowledge of the wide range of mortgage products, Kelly can discuss many types of home loans including VA, FHA, Conventional, Jumbo, USDA and Non-qualified programs and introduce you to low down payment options and grant programs if you need financial assistance to purchase your first home. Kelly is experienced in working with national and privately-held builders, so she can also guide you confidently through the new construction loan process. In addition to her background and expertise, Kelly is committed to building relationships and delivering personal service to every single customer and business partner. Providing complete transparency, detailed education and ongoing updates, she takes pride in the fact that her customers have a complete understanding of the entire loan process. Borrowers who work with Kelly benefit from using Rate's innovative and secure mobile technology to upload documents for prompt in-house processing, communicate directly with Kelly, and provide loan updates to each person involved in the transaction. Known for her integrity, expertise and hands-on approach to helping families own their dream home, Kelly Manderscheid is a mortgage lender like no other. Kelly's office is located in Temecula, CA and she is licensed in AL, AZ, CA, CO, FL, GA, IL, KS, KY, MO, NV, OH, OK, TN, TX and VA.

SVP of Mortgage Lending

Kelly Manderscheid is your Temecula local mortgage lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Kelly is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kelly at (951) 453-5231 for more information!

Kelly Manderscheid at Rate (NMLS #273420)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Katrina Papadakis is your Temecula local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Katrina is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Katrina at (714) 244-0005 for more information!

Katrina Papadakis at Rate (NMLS #483906)

Joe Pradetto is your Temecula local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Joe is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joe at (760) 909-4147 for more information!

Joe Pradetto at Rate (NMLS #2695713)

Temecula

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3 Loan Officers Temecula, CA