As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Producing Branch Manager

Andrew Narsi is your Turlock local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Andrew is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Andrew at (209) 888-1418 for more information!

Andrew Narsi at Rate (NMLS #1172167)

VP of Mortgage Lending

Maritza Bland is your Turlock local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Maritza is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Maritza at (209) 888-1428 for more information!

Maritza Bland at Rate (NMLS #187344)

I enjoy spending my free time with family and friends, whether it be a casual barbecue or a nice vacation getaway.  
I have been in the mortgage industry for over nine years, previously ten years in the financial industry. I take pride in what I do. I understand the importance of consistent communication and guide client's every step of the way. It always warms my heart seeing my client's achieve their dream of becoming a home owner. I value the great partnerships I have established throughout the years, by being transparent and communicative throughout the process. We are a dynamic team and together we are helping the dream of home ownership become a reality, one home at a time.

Shelly Perez is your Turlock local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Shelly is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Shelly at (209) 888-1447 for more information!

Shelly Perez at Rate (NMLS #765150)

I have lived in the Central Valley for 22 years, currently residing in  
the small town of Ripon. I have been married to my beautiful wife  
Tammy for 30 years and have a daughter in High School and 2 Adult  
daughters living in Oregon and Orange County. I enjoy cycling,  
camping, &shing, and boating on the many rivers and lakes in our  
area.  
Now celebrating my 20th year in the Mortgage Industry, I have  
earned many service and production awards, including Presidents Club and the Circle of Excellence, and have been a territory manager covering all of the Central Valley.  
My years as a Mortgage Professional help me understand all aspects  
of the loan process, from application to closing. I take the time to  
review my clients' entire &nancial picture and I am grateful to have  
been able to gain the trust and loyalty of so many customers, and  
industry partners—creating relationships that will last a lifetime.

Chris Hall is your Turlock local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Chris is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chris at (209) 888-1433 for more information!

Chris Hall at Rate (NMLS #1208042)

I am a professional Loan Advisor with a strong track record of assisting clients in navigating the complexities of loans and financing.  
My mission is to provide clear guidance and exceptional service to help you secure the best financial outcomes.  
I have over 10 years of experience and have helped close to 100 families find a financing option that allowed them to buy their home.

VP_DE_PRéSTAMOS_HIPOTECARIOS

Erika Garcia is your Turlock local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Erika is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Erika at (408) 335-1003 for more information!

Erika Garcia at Rate (NMLS #1561873)

Turlock

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5 Loan Officers Turlock, CA